So you’re finally ready to make the move and buy a new home … how exciting! Whether you are a first time buyer who's ready to purchase their very first starter home or are an experienced buyer ready to move into their dream home I'm here to help. Buying a home is one of the biggest emotional and financial decisions you'll ever make. Prepare by learning about the process of home buying and the responsibilities of homeownership.
Buyers,
You need to Consider Size, and Special features that are important to you, the Lifestyles you live and changes that can occur. Location, Transportation, and Safety are all important factors in home ownership. There are many things you can change and upgrade in a home. One of the exceptions to that rule is location. It is important for you to choose a location that not only fits your needs, but also is in a community you would feel comfortable calling home.
Consider- Proximity to work or schools, distance from family and friends and look into crime rates in the neighbourhood.
Do you have the necessary financial management skills? I can help direct you to a professional who possess's these skills.
How financially stable are you? The cost to buy a home should be carefully considered to avoid the risk of financial difficulty in the future.
Are you ready to take on the responsibility? There are lots of costs involved in homeownership, including mortgage payments, repairs, and maintenance? Owning a home their can be alot of unexpected costs that can occur. Ask yourself if you are prepared and financially capable to cover these costs. Getting a Pre- Approved Mortgage Approval is the best way to know ahead of time what you can afford.
Are you able to devote the time required for home maintenance? Consider Lawn cutting, gardening, painting and decorating. If you are not willing to dedicate the time or do not have the time perhaps an additional fee to have those services done should be considered.
Make an offer you can afford!
Take the important step of getting pre-approved for a mortgage, you'll then know exactly how much you can afford. This way, you’ll be less likely to get caught up in a bidding war that will carry you above your price point.